Learn about accommodations, special services and other important patient and visitor information
Here are just a few of the many positive things our patients have to say about their the care they received at Cary Medical Center.
Insured Patients
A statement will be mailed once all insurance coverage has been applied and there is a remaining balance. (Deductibles, Co-Insurance, Co-Payments and Non-Covered Charges).
Un-Insured Patients
A statement will be mailed within 7 – 10 days of discharge.
You may request an itemized bill by contacting the billing office.
A “deductible” is an annual expense that you must pay before your insurance benefits can begin. This amount can vary based on place of service (i.e. your doctor’s office vs. a large hospital). Supplemental Insurance Plans may also cover this cost.
“Coinsurance” is the portion of the total bill (usually a percentage) that is the patient’s (or guarantor’s) responsibility to pay. This amount can vary based on place of service (i.e. your doctor’s office vs. a large hospital). Supplemental Insurance Plans may also cover this cost.
A “Co-pay” is a set amount paid each visit, based on your insurance policy. This usually is not applied towards your deductible.
For example, on a $500 bill, your deductible might be $150, so you would have to pay the first $150. This leaves a balance of $350. Of that $350, your co-insurance might be 20%, meaning that you will have to pay an additional $70. Your insurance company should pay the remaining $280. The hospital will file this claim for you. After insurance has been billed, you may receive a bill on any remaining balances.